DÁP bejelentkezés beállítása
GENERALI CORPORATE INSURANCE SOLUTIONS
Financially sound enterprise - professional excellence - insurance solutions for all your needs
Do you have a business in Hungary?
One key aspect of business planning that should not be overlooked is reviewing your company’s insurance solutions. Think of insurance as your company’s “security blanket” – and we all know how comforting a good, soft blanket can be when life gets unpredictable. Whether it’s a sudden storm that damages your office building or equipment or a sudden business interruption or a fire, you’ll be thankful you’re covered.
We provide liability, property and corporate health insurances for businesses, which you can tailor to your (unique) business needs. We have a solution for almost all situations and many perils.
If you are already our customer and would like to take care of your existing contract or insurance, please contact your insurance intermediary!
INTRODUCING OUR SPECIALIZED INTERNATIONAL CORPORATE INSURANCE TEAM AT GENERALI
Generali is dedicated to delivering customized, professional services to its partners. This commitment guides our approach to product design, customer service, and claims handling. To support this mission, we established the International Desk Team. Our team specializes in serving global companies across diverse industries with professionalism and expertise. We take pride in offering high-quality services through a team of well-trained professionals who possess extensive experience and a deep understanding of both the Hungarian and international markets.
- English Language Expertise: we provide the majority of services, from contract terms to client support, entirely in English.
- Dedicated Customer Service: your business will benefit from a personalized liaison assigned to handle all your insurance needs, ensuring seamless communication.
- English-Language Risk Assessment regarding private health insurances: our risk evaluation process is fully supported by English-speaking professionals, who deliver precise and clear assessments.
- Claims Management: should an incident occur, our English-speaking claims team ensures swift and effective resolution, guiding you through the process step by step.
- Tailored Negotiation: we handle all negotiations in English, ensuring clarity and alignment with your corporate goals.
- Employee Health Insurance Briefings in case of corporate health insurances: we provide clear and accessible employee information sessions for health insurance plans, ensuring your team understands the benefits and coverage available to them.
- Online Medical Appointment Booking Platform and English Speaking Operators, Doctors in case of fee-for-service health insurances.
Key solutions for businesses
Liability Insurance: In the corporate sector, having the right liability coverage is essential to safeguard against third-party claim, whether due to product defects or operational incidents. Our solutions cover professional liability, employee safety, service provider’s liability, errors and omissions, environmental liability, and product liability as well, ensuring peace of mind.
Property Insurance: Company facilities, premises often involve substantial assets and equipment that must be protected. Our property insurance packages cover your industrial equipment, machinery, inventories, and buildings against damage from fire, theft, and other unforeseen events.
Corporate Health Insurance: Ensuring the well-being and safety of your workforce is crucial to a successful operation. Our corporate health insurance offers comprehensive coverage for employees, including private medical care, preventative services, and surgical interventions.
This not only increases employee satisfaction but also contributes to improved workplace efficiency and safety.
EMPLOYEE BENEFIT PLANS
Generali Company Care Corporate Health Insurance is our fee-for-service health insurance solution which allows for prompt medical treatment of the highest standards. The Health Plan provides comprehensive coverage ranging from outpatient care: specialist appointments, laboratory- and diagnostic tests + fixed cash payments, and depending on the plan: screening tests, outpatient, same-day or inpatient surgeries, initial oncology workup, second medical opinion, physiotherapy, flu vaccination, patient transport, home visits and to annual multitrip travel insurance in Europe.
Take advantage of scheduled medical appointments without waiting lists.
Boost employee engagement, improve business efficiency, and become an attractive employer for job seekers with Generali’s Company Care Health Insurance. It’s time to include health on the corporate agenda, as no business goals may be achieved unless your team is fit and healthy.
A responsible employer should now also offer fee-for-service Health Insurance as part of the employee benefit plan.
Why is Generali Company Care Corporate Health Insurance the right fit for your company?
• increases staff loyalty and a sense of appreciation
• employers who take care of their employees’ health can gain a market advantage
• faster care in case of illness, reducing additional costs for the employer, such as sick pay and workforce substitution costs
• expect healthier and fitter employees thanks to early detection of disease through medical screening tests
• the six health insurance plans allow you to offer different benefits to different employee groups
• you can provide insurance protection to all your employees or to a select group only
• can be concluded for as few as 2 people
• for more than 10 insured employees, the insurance can be extended to cover pre-existing medical conditions, subject to a surcharge
• all plans include organized health care but there is also an online application and self-service appointment booking option on an English-language platform for doctors
• the corporate health insurance plan can also be chosen with a co-payment
Special Terms and Conditions
Insurance Product Information Document
Take advantage of scheduled medical appointments without waiting lists.
Boost employee engagement, improve business efficiency, and become an attractive employer for job seekers with Generali’s Company Care Health Insurance. It’s time to include health on the corporate agenda, as no business goals may be achieved unless your team is fit and healthy.
A responsible employer should now also offer fee-for-service Health Insurance as part of the employee benefit plan.
Why is Generali Company Care Corporate Health Insurance the right fit for your company?
• increases staff loyalty and a sense of appreciation
• employers who take care of their employees’ health can gain a market advantage
• faster care in case of illness, reducing additional costs for the employer, such as sick pay and workforce substitution costs
• expect healthier and fitter employees thanks to early detection of disease through medical screening tests
• the six health insurance plans allow you to offer different benefits to different employee groups
• you can provide insurance protection to all your employees or to a select group only
• can be concluded for as few as 2 people
• for more than 10 insured employees, the insurance can be extended to cover pre-existing medical conditions, subject to a surcharge
• all plans include organized health care but there is also an online application and self-service appointment booking option on an English-language platform for doctors
• the corporate health insurance plan can also be chosen with a co-payment
Special Terms and Conditions
Insurance Product Information Document
PAJZS Employer’s Term Life, Accident and Health Insurance Plan is recommended for companies which would like to add insurance solutions to their fringe benefit scheme or cafeteria plan. The insurance provides a wide range of covered services and cash benefits to employers and employees in the event of unexpected incidents, accidents or illnesses.
Have you ever wondered what would happen if one of your valued employees was unable to work for some time due to an unexpected accident at your business/company? Do you know what the costs of replacing a key worker at short notice are? Each day there is a serious on-the-job accident where the recovery time is longer than six months. Unfortunately, there has been a significant increase in the number of accidents at work, including fatal accidents, in Hungarian workplaces. According to the statistics released by the Ministry for National Economy, in 2023, 62 Hungarian workers died and there has been 20 658 accidents at work.
A sudden accident or illness can impose a huge financial burden on the family. The employee’s regular income is cut out of the family budget, and medical bills can often be high.
How can Pajzs insurance benefit your company?
• Pajzs Employer’s Term Life, Accident and Health Insurance can provide immediate financial assistance to your employees in the event of unexpected events, accidents or illness.
• This form of insurance coverage can increase employee engagement.
• The sum insured can be split between the employer and the employee.
• The coverage may also be used to reduce the costs of substituting employees who are on an illness or injury absence (including the recruitment costs, overtime pay due to workforce shortage, advertising costs, hiring temporary staff, liquidated damages for delays in work).
How can this insurance cover help your employees?
• The insurance coverage takes effect immediately, with no waiting period stipulated.
• Optional 24-hour comprehensive cover or workplace and travel protection.
• The insurance provides worldwide coverage.
What additional advantages are offered by a Pajzs group insurance policy for your employees?
• This group insurance can be taken out for as few as 2 employees
• You can choose different insurance benefits for different groups of employees, allowing you to tailor the insurance plans to your needs.
• The insurance premium can be recognized as an expense.
• In the case of Accidental death and/or Accidental death due to a road accident, we will reimburse funeral expenses up to 300,000 HUF, regardless of the sum insured.
• Regardless of the sum insured, we will reimburse the cost of a wheelchair up to 500,000 HUF in the case of permanent disability resulting from an accident with linear benefit payment, and/or in the case of permanent disability resulting from an accident with progressive benefit payment and/or in the case of choosing the risk of permanent disability due to a road traffic accident.
• If the Bone fracture risk is chosen, we will also accept dental fractures as an insured event.
• In the case of choosing the Reimbursement of accident expenses benefit, we will accept the costs of necessary physiotherapy, rehabilitation, and balneotherapy, as well as the costs of outpatient specialist examinations, treatments, and diagnostic tests not financed by Hungarian social security as accident-related costs, reimbursing up to a maximum of 50% of the sum insured
General Terms and Conditions of Employer’s Group Insurance
General Terms and Conditions of Passenger Accident Group Insurance
General Terms and Conditions of Events Group Insurance
Have you ever wondered what would happen if one of your valued employees was unable to work for some time due to an unexpected accident at your business/company? Do you know what the costs of replacing a key worker at short notice are? Each day there is a serious on-the-job accident where the recovery time is longer than six months. Unfortunately, there has been a significant increase in the number of accidents at work, including fatal accidents, in Hungarian workplaces. According to the statistics released by the Ministry for National Economy, in 2023, 62 Hungarian workers died and there has been 20 658 accidents at work.
A sudden accident or illness can impose a huge financial burden on the family. The employee’s regular income is cut out of the family budget, and medical bills can often be high.
How can Pajzs insurance benefit your company?
• Pajzs Employer’s Term Life, Accident and Health Insurance can provide immediate financial assistance to your employees in the event of unexpected events, accidents or illness.
• This form of insurance coverage can increase employee engagement.
• The sum insured can be split between the employer and the employee.
• The coverage may also be used to reduce the costs of substituting employees who are on an illness or injury absence (including the recruitment costs, overtime pay due to workforce shortage, advertising costs, hiring temporary staff, liquidated damages for delays in work).
How can this insurance cover help your employees?
• The insurance coverage takes effect immediately, with no waiting period stipulated.
• Optional 24-hour comprehensive cover or workplace and travel protection.
• The insurance provides worldwide coverage.
What additional advantages are offered by a Pajzs group insurance policy for your employees?
• This group insurance can be taken out for as few as 2 employees
• You can choose different insurance benefits for different groups of employees, allowing you to tailor the insurance plans to your needs.
• The insurance premium can be recognized as an expense.
• In the case of Accidental death and/or Accidental death due to a road accident, we will reimburse funeral expenses up to 300,000 HUF, regardless of the sum insured.
• Regardless of the sum insured, we will reimburse the cost of a wheelchair up to 500,000 HUF in the case of permanent disability resulting from an accident with linear benefit payment, and/or in the case of permanent disability resulting from an accident with progressive benefit payment and/or in the case of choosing the risk of permanent disability due to a road traffic accident.
• If the Bone fracture risk is chosen, we will also accept dental fractures as an insured event.
• In the case of choosing the Reimbursement of accident expenses benefit, we will accept the costs of necessary physiotherapy, rehabilitation, and balneotherapy, as well as the costs of outpatient specialist examinations, treatments, and diagnostic tests not financed by Hungarian social security as accident-related costs, reimbursing up to a maximum of 50% of the sum insured
General Terms and Conditions of Employer’s Group Insurance
General Terms and Conditions of Passenger Accident Group Insurance
General Terms and Conditions of Events Group Insurance
Generali collective group legal expenses and employees’ liability insurance provides effective legal and financial protection for your employees!
What do we offer?
Under Employee liability insurance, if your employees cause damage while performing their duties for which they are liable according to labor law, we will indemnify them from the obligation to compensate for the damage.
Through Legal expenses insurance services – in the chosen area of legal protection services – we safeguard your employee's legal interests with legal services. We will recommend a lawyer for their legal representation and cover the costs of legal proceedings.
What do we offer?
Under Employee liability insurance, if your employees cause damage while performing their duties for which they are liable according to labor law, we will indemnify them from the obligation to compensate for the damage.
Through Legal expenses insurance services – in the chosen area of legal protection services – we safeguard your employee's legal interests with legal services. We will recommend a lawyer for their legal representation and cover the costs of legal proceedings.
Európai Utazási Biztosító Zrt, a member of the Generali Group, offers unique travel insurance products to companies and businesses with cross-border operations which involve multiple business trips, if their employees spend shorter or longer periods on foreign assignments.
You can ask for an offer on the online platform of EUB very simply, also for physical work or any other special activity that requires individual risk assessment.
We have designed the product in line with the customers’ needs, offering a worldwide plan with comprehensive coverage for all insured employees. Your business may purchase insured days and will be free to use them as required, while you can check the number of insured days left via the Internet.
There are special products for truck or bus drivers, offering a one year coverage for unlimited number of trips during the year.
EUB Company Travel Insurance Product Brochure
Company World Travel Insurance General and Special Terms and Conditions
You can ask for an offer on the online platform of EUB very simply, also for physical work or any other special activity that requires individual risk assessment.
We have designed the product in line with the customers’ needs, offering a worldwide plan with comprehensive coverage for all insured employees. Your business may purchase insured days and will be free to use them as required, while you can check the number of insured days left via the Internet.
There are special products for truck or bus drivers, offering a one year coverage for unlimited number of trips during the year.
EUB Company Travel Insurance Product Brochure
Company World Travel Insurance General and Special Terms and Conditions
PROPERTY INSURANCES
Protect your business from unpredictable or unexpected losses.
As entrepreneurs and company managers, we cannot forget about the protection of our assets, inventories, means of transport, technical equipments, buildings and other company properties, and of course about our employees. It is worthwhile to take stock of the company's most important assets and values and, at the same time, to carefully consider the most threatening threats to the company.
Insurable assets: buildings, technical and other equipments, inventories, cash and securities, valuables, assets stored outdoors, other assets.
Insurable risks: Vagyonőr, made up of several types of optional insurance coverage, covers many insurance events that may arise in the daily life of a business.
Risks for which we offer protection: fire and natural disasters, burglary, robbery, theft, vandalism, plate glass breakage, business interruption, marine insurance, liability insurance, cyber supplementary insurance.
Special Terms and Conditions
Insurance Product Information Document
As entrepreneurs and company managers, we cannot forget about the protection of our assets, inventories, means of transport, technical equipments, buildings and other company properties, and of course about our employees. It is worthwhile to take stock of the company's most important assets and values and, at the same time, to carefully consider the most threatening threats to the company.
Insurable assets: buildings, technical and other equipments, inventories, cash and securities, valuables, assets stored outdoors, other assets.
Insurable risks: Vagyonőr, made up of several types of optional insurance coverage, covers many insurance events that may arise in the daily life of a business.
Risks for which we offer protection: fire and natural disasters, burglary, robbery, theft, vandalism, plate glass breakage, business interruption, marine insurance, liability insurance, cyber supplementary insurance.
Special Terms and Conditions
Insurance Product Information Document
Protect your agricultural business against special agricultural property and casualty risks.
Insurable Risks: Design your comprehensive insurance plan from our optional coverage modules to match all the risks your agricultural business may be exposed to.
Major perils:
• Fire and natural forces
• Burst of water pipes
• Natural perils
• Burglary, robbery coverage
• Plate glass breakage coverage
• Electronic office equipment breakdown coverage
• Workplace and business trip accident coverage
• Agricultural machinery breakdown coverage
• Agricultural liability coverage
• Livestock coverage
• Forest coverage
• Plantation coverage
Insurance Product Information Document
Insurable Risks: Design your comprehensive insurance plan from our optional coverage modules to match all the risks your agricultural business may be exposed to.
Major perils:
• Fire and natural forces
• Burst of water pipes
• Natural perils
• Burglary, robbery coverage
• Plate glass breakage coverage
• Electronic office equipment breakdown coverage
• Workplace and business trip accident coverage
• Agricultural machinery breakdown coverage
• Agricultural liability coverage
• Livestock coverage
• Forest coverage
• Plantation coverage
Insurance Product Information Document
This insurance provides indemnity coverage against certain risks specified in the insurance policy as well as certain covered services in consideration of the payment of the insurance premium when the insured events specified in the insurance policy occur. Under the Machinery Breakdown Insurance, the insurance company will indemnify the insured for the loss of and damage to the insured machinery, and shall provide certain services upon the occurrence of insured events specified in the policy conditions, provided that they are covered as agreed by the parties.
What is insured?
Under the basic cover, losses arising from:
• operator error, incompetence, negligence or willful damage;
• direct impact of electrical power including ground faults, short circuits or over-current;
• faulty design, calculation, casting, materials, manufacturing,
• cracking due to centrifugal force;
• water shortage in steam boilers and pressure vessels;
• vacuum explosion or other impact of vacuum, over-pressure, with the exception of explosion;
• defects or faults of measurement, control and security systems;
• direct impact of storm, frost and ice streams;
• mechanical impact of external occurrences;
• motion in the case of mobile and self-propelled machinery.
The sum insured shall be determined by the policyholder when the insurance is concluded.
Under the clauses set out in the policy conditions, the coverage may be extended to additional property and expenses, such as:
• Mobile and self-propelled machinery and equipment;
• Salvage costs;
• Foundations;
• Moving and protection costs.
Optional insurance riders and add-ons:
Machinery breakdown business interruption cover.
Insurance Product Information Document
What is insured?
Under the basic cover, losses arising from:
• operator error, incompetence, negligence or willful damage;
• direct impact of electrical power including ground faults, short circuits or over-current;
• faulty design, calculation, casting, materials, manufacturing,
• cracking due to centrifugal force;
• water shortage in steam boilers and pressure vessels;
• vacuum explosion or other impact of vacuum, over-pressure, with the exception of explosion;
• defects or faults of measurement, control and security systems;
• direct impact of storm, frost and ice streams;
• mechanical impact of external occurrences;
• motion in the case of mobile and self-propelled machinery.
The sum insured shall be determined by the policyholder when the insurance is concluded.
Under the clauses set out in the policy conditions, the coverage may be extended to additional property and expenses, such as:
• Mobile and self-propelled machinery and equipment;
• Salvage costs;
• Foundations;
• Moving and protection costs.
Optional insurance riders and add-ons:
Machinery breakdown business interruption cover.
Insurance Product Information Document
Under Genelektronik Insurance, the insurance company will indemnify the insured for the loss of and damage to the insured machinery, and shall provide certain services upon the occurrence of insured events specified in the policy conditions, provided that they are covered as agreed by the parties.
What is insured?
Under the basic cover, losses arising from:
• operator error, incompetence, willful damage;
• damage caused by mechanical force;
• damage caused by water, humidity or any form of liquid; landslides, subsidence; frost, hail, floods, storms; fire, lightning, explosion; scorching, shrinkage due to heat, smoke, soot;
• the effects of electrical power (atmospheric electricity,
surges); design, calculation, manufacturing and installation errors or faulty materials;
• burglary, robbery, vandalism; damage to portable equipment during transport.
The basic cover can also be extended with additional costs insurance.
Insurance Product Information Document
What is insured?
Under the basic cover, losses arising from:
• operator error, incompetence, willful damage;
• damage caused by mechanical force;
• damage caused by water, humidity or any form of liquid; landslides, subsidence; frost, hail, floods, storms; fire, lightning, explosion; scorching, shrinkage due to heat, smoke, soot;
• the effects of electrical power (atmospheric electricity,
surges); design, calculation, manufacturing and installation errors or faulty materials;
• burglary, robbery, vandalism; damage to portable equipment during transport.
The basic cover can also be extended with additional costs insurance.
Insurance Product Information Document
LIABILITY INSURANCES
Insurable Risks:
• Professional liability insurance offers protection against bodily injury and property damage tort claims.
• Employers’ liability insurance protects you from liabilities arising from injuries in workplace accidents.
• Service providers’ liability insurance protects you against damages or faulty performance claims.
• Product liability insurance offers protection against bodily injury and property damage claims arising from defectively manufactured goods.
• Environmental liability insurance protects you against claims arising from your environmentally hazardous activities.
• Errors and omissions insurance offers protection against any error, omission committed in the conduct of your profession.
Special Terms and Conditions
• Professional liability insurance offers protection against bodily injury and property damage tort claims.
• Employers’ liability insurance protects you from liabilities arising from injuries in workplace accidents.
• Service providers’ liability insurance protects you against damages or faulty performance claims.
• Product liability insurance offers protection against bodily injury and property damage claims arising from defectively manufactured goods.
• Environmental liability insurance protects you against claims arising from your environmentally hazardous activities.
• Errors and omissions insurance offers protection against any error, omission committed in the conduct of your profession.
Protect your personal assets against claims arising from allegations of wrongful conduct when your are acting as a company executive, director or supervisory board member.
What do we offer?
Our D&O insurance reimburses your company or a third party when You are legally obligated to indemnify for Your acts.
The insurance also covers the expenses of certain legal proceedings.
Our D&O insurance protects the personal assets of your spouse, as well.
General Terms and Conditions
What do we offer?
Our D&O insurance reimburses your company or a third party when You are legally obligated to indemnify for Your acts.
The insurance also covers the expenses of certain legal proceedings.
Our D&O insurance protects the personal assets of your spouse, as well.
CONTRACTORS’ INSURANCES
Under the Contractors’ All Risk (C.A.R.)Insurance, the insurance company will indemnify the insured for the damage to the insured’s contract works, and shall provide certain services upon the occurrence of insured events specified in the policy conditions, provided that they are covered as agreed by the parties.
What is insured?
The insurance covers the loss of or damage to the insured property or parts of it arising from unforeseeable, sudden and unexpected events, the cause of which is not excluded from coverage under the policy conditions and which require repairs or replacement or restoration.
The insurance covers, among others, loss arising from:
Faulty workmanship, incompetence;
Defective materials;
Damage caused by flood, storm, hail;
Damage caused by landslides or subsidence;
Damage caused by fire, lightning, explosion;
Damage caused by burglary, robbery, vandalism
The policyholder may choose to add the following covers to the contract:
• Additional costs incurred in relation to the claim;
• Expert fees and costs;
• Costs for reprinting plans and documents;
• On-site construction equipment and machinery;
• Existing property affected by the construction;
• Liability insurance;
• Cross-liability;
• Maintenance cover;
• Damage caused by defective design;
• Contract works taken over or put into service.
The sum insured shall be determined by the insured/policyholder subject to the policy conditions, when the insurance is taken out.
Special Terms and Conditions
Insurance Product Information Document
What is insured?
The insurance covers the loss of or damage to the insured property or parts of it arising from unforeseeable, sudden and unexpected events, the cause of which is not excluded from coverage under the policy conditions and which require repairs or replacement or restoration.
The insurance covers, among others, loss arising from:
Faulty workmanship, incompetence;
Defective materials;
Damage caused by flood, storm, hail;
Damage caused by landslides or subsidence;
Damage caused by fire, lightning, explosion;
Damage caused by burglary, robbery, vandalism
The policyholder may choose to add the following covers to the contract:
• Additional costs incurred in relation to the claim;
• Expert fees and costs;
• Costs for reprinting plans and documents;
• On-site construction equipment and machinery;
• Existing property affected by the construction;
• Liability insurance;
• Cross-liability;
• Maintenance cover;
• Damage caused by defective design;
• Contract works taken over or put into service.
The sum insured shall be determined by the insured/policyholder subject to the policy conditions, when the insurance is taken out.
Special Terms and Conditions
Insurance Product Information Document
Under the Erection All Risk (E.A.R.) Insurance, the insurance company will indemnify the insured for the damage to the insured’s contract works, and shall provide certain services upon the occurrence of insured events specified in the policy conditions, provided that they are covered as agreed by the parties.
What is insured?
The insurance covers the loss of or damage to the insured property or the parts thereof arising from unforeseeable, sudden and unexpected events, the cause of which is not excluded from coverage under the policy conditions, where such damage requires repairs or replacement or restoration.
The insurance covers, among others, loss arising from:
Loss or damage arising from faulty workmanship, incompetence;
Loss or damage arising from defective materials;
Insured events during trial operations;
Damage caused by flood, storm, hail;
Damage caused by landslides or subsidence;
Damage caused by fire, lightning, explosion;
Damage caused by burglary, robbery, vandalism.
The policyholder may choose to add the following covers to the contract:
• Additional costs incurred in relation to the claim;
• Expert fees and costs;
• Costs for reprinting plans and documents;
• On-site construction equipment and machinery;
• The surrounding property affected by the erection;
• Liability insurance;
• Cross-liability;
• Maintenance cover;
• Damage caused by a manufacturer’s defect.
The sum insured shall be determined by the insured/ policyholder subject to the policy conditions, when the insurance is taken out.
Special Terms and Conditions
Insurance Product Information Document
What is insured?
The insurance covers the loss of or damage to the insured property or the parts thereof arising from unforeseeable, sudden and unexpected events, the cause of which is not excluded from coverage under the policy conditions, where such damage requires repairs or replacement or restoration.
The insurance covers, among others, loss arising from:
Loss or damage arising from faulty workmanship, incompetence;
Loss or damage arising from defective materials;
Insured events during trial operations;
Damage caused by flood, storm, hail;
Damage caused by landslides or subsidence;
Damage caused by fire, lightning, explosion;
Damage caused by burglary, robbery, vandalism.
The policyholder may choose to add the following covers to the contract:
• Additional costs incurred in relation to the claim;
• Expert fees and costs;
• Costs for reprinting plans and documents;
• On-site construction equipment and machinery;
• The surrounding property affected by the erection;
• Liability insurance;
• Cross-liability;
• Maintenance cover;
• Damage caused by a manufacturer’s defect.
The sum insured shall be determined by the insured/ policyholder subject to the policy conditions, when the insurance is taken out.
Special Terms and Conditions
Insurance Product Information Document
MOTOR & CARGO INSURANCES
Our SZTRÁDA Road Carrier’s Insurance provides coverage for the liability claims that the insured may face in their capacity as a carrier, based on the CMR Convention (Convention on the Contract for the International Carriage of Goods by Road, due to damage or loss of the goods transported towards its clients.)
The insurance may include an Accident coverage, which provides services for injuries sustained by the driver and an accompanying person in the event of an accident occuring during freight transport involving the vehicles specified in the insurance policy.
We also offer Carrier’s guarantee for road carrier companies that provides coverage for the necessary capital required to start and maintain the smooth operation of freight businesses (guarantee in accordance with legal requirements).
Special Terms and Conditions
Insurance Product Information Document
The insurance may include an Accident coverage, which provides services for injuries sustained by the driver and an accompanying person in the event of an accident occuring during freight transport involving the vehicles specified in the insurance policy.
We also offer Carrier’s guarantee for road carrier companies that provides coverage for the necessary capital required to start and maintain the smooth operation of freight businesses (guarantee in accordance with legal requirements).
Insurance Product Information Document
Cargo Insurance for Cargo Owners
Our cargo insurance products (single-trip, framework) serve to protect the interests of cargo owners, compensating for accidental and unforeseen damages and losses arising during the regular course of transportation of the goods.
Our lump sum cargo insurance provides coverage for damages incurred during the transportation of one's own goods using their own truck within Hungary.
Cargo Insurance for Freight Forwarders
We recommend freight forwarder liability insurance to those freight forwarders who possess a freight forwarding license. Under the freight forwarder liability insurance, the insurer indemnifies the insured against compensation obligations arising from their freight forwarding activities towards their clients.
In addition, we provide our freight forwarder clients with the opportunity to enter into a framework cargo insurance policy for their clients' shipments under especially favorable conditions and with simplified administration.
Special Terms and Conditions
Our cargo insurance products (single-trip, framework) serve to protect the interests of cargo owners, compensating for accidental and unforeseen damages and losses arising during the regular course of transportation of the goods.
Our lump sum cargo insurance provides coverage for damages incurred during the transportation of one's own goods using their own truck within Hungary.
Cargo Insurance for Freight Forwarders
We recommend freight forwarder liability insurance to those freight forwarders who possess a freight forwarding license. Under the freight forwarder liability insurance, the insurer indemnifies the insured against compensation obligations arising from their freight forwarding activities towards their clients.
In addition, we provide our freight forwarder clients with the opportunity to enter into a framework cargo insurance policy for their clients' shipments under especially favorable conditions and with simplified administration.
Special Terms and Conditions
Choose Generali’s compulsory TPL and comprehensive motor insurance products if your business has at least 5 motor vehicles and you appreciate simple and prompt administration, and flexible claim settlement.
Compulsory motor tpl fleet insurance
Motor add-ons to your compulsory tpl policy for additional protection to your vehicles:
• Emergency roadside assistance
• AutoTárs legal expenses coverage
• Accident insurance for passengers
• Pothole damage coverage
• Baggage coverage
• Natural forces coverage
Comprehensive motor fleet insurance
Protect your vehicles with comprehensive fleet coverage for vehicle theft, damage, natural perils and broken glass. Insurance premiums will be calculated in relation to your primary business activity, so activities with lower risks qualify for lower premiums.
Motor add-ons to your comprehensive motor policy for additional protection to your vehicles:
• 24-hour emergency assistance
• AutoTárs legal expenses coverage
• Accident insurance for passengers
• Courtesy car (in the event of theft or total loss)
• Courtesy car (in the event of partial damage)
• Baggage coverage
• Zero depreciation coverage
• Recovery breakdown coverage – advanced
Special Terms and Conditions
Compulsory motor tpl fleet insurance
Motor add-ons to your compulsory tpl policy for additional protection to your vehicles:
• Emergency roadside assistance
• AutoTárs legal expenses coverage
• Accident insurance for passengers
• Pothole damage coverage
• Baggage coverage
• Natural forces coverage
Comprehensive motor fleet insurance
Protect your vehicles with comprehensive fleet coverage for vehicle theft, damage, natural perils and broken glass. Insurance premiums will be calculated in relation to your primary business activity, so activities with lower risks qualify for lower premiums.
Motor add-ons to your comprehensive motor policy for additional protection to your vehicles:
• 24-hour emergency assistance
• AutoTárs legal expenses coverage
• Accident insurance for passengers
• Courtesy car (in the event of theft or total loss)
• Courtesy car (in the event of partial damage)
• Baggage coverage
• Zero depreciation coverage
• Recovery breakdown coverage – advanced
Special Terms and Conditions
Why Choose Generali?
- Market Leader: Hungary’s market-leading insurer in 2023 (based on 2023 MABISZ data).
- Trusted by Many: Serving over 1,000,000 customers in Hungary.
- Global Presence: One of the largest global insurance and asset management companies.
- Established History: Founded in 1831, Generali has a long-standing history in the insurance industry.
- Sustainability: Committed to sustainability in all operations.
Additional information
contact us
You may contact us at any of the following channels:
Call us on + 36 1 452 3333 (button 5: English speaking operator)
Email us at: generali.hu@generali.com
Visit us in person at our customer service offices
English speaking customer service representatives is available: 1132 Budapest, Váci út 36-38.
Search Offices/Agents (only in Hungarian)
Connect with us on social media platforms:
claim notification
You can choose how to tell us about your incident.
Call us on + 36 1 452 3333 (button 5: English speaking operator)
Contact us in person at our customer service offices
English speaking customer service representatives is available: 1132 Budapest, Váci út 36-38.
Search Offices/Agents (only in Hungarian)
For our Company Care clients:
If your company has chosen to exclusively book appointments online, please click here.
If your company has chosen to book appointments through the phone and online as well, please click here.
Complete an online claim form
Health insurances claim (only available in Hungarian). If you have a life insurance claim, you can fill in an English language form as well, and send us by email (generali.hu@generali.com).